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Efrain Rivera
Efrain Rivera

I am Efrain Rivera, a devoted Christian, a loving husband, and a proud father of three energetic boys. My professional journey has been a dynamic blend of expertise in media research, commercial insurance inspections, and real estate.

With a robust background spanning over 18 years in media research, I have cultivated a deep understanding of the industry, contributing to the evolving landscape of media dynamics. My analytical skills and passion for staying abreast of trends have defined my success in this field.

For 7 years, I navigated the intricate realm of commercial insurance inspections, honing my attention to detail and risk assessment capabilities. This experience allowed me to develop a keen eye for evaluating potential challenges and finding effective solutions.

In the realm of real estate, I have dedicated a decade to helping individuals and families find their dream homes. Guiding clients through the complexities of the real estate market, I have been privileged to witness the joy of home ownership and the fulfillment of dreams.

Beyond the professional arena, I find immense joy in spending quality time with my family. Whether it's the wind in my hair during bike rides, the thrill of water rafting adventures, the serenity of camping trips, or the shared triumphs of hiking expeditions, these moments create bonds that last a lifetime.

My commitment to excellence, driven by a strong work ethic and a passion for helping others, defines my professional and personal life. Rooted in my Christian faith, I approach each endeavor with integrity, compassion, and a desire to make a positive impact on those around me.

Join me on this journey as I continue to embrace new challenges, build meaningful connections, and celebrate the beauty of life with my cherished family.


(919) 335-2694

Efrain Rivera
Efrain Rivera

The Mom & Pop Team are proud to have them as one of their ISO's!

I am here to help you with your business and your working capital needs. We provide unsecured working capital up to $1,000,000.00 in 2 to 3 days with a minimal amount of documentation for ease of entry as you as a business owner have better things to do than compile documentation for a bank over the course of 60 to 90 days.

Mom and Pop Merchant Solutions DBA Mom and Pop Business Funding as well as myself are here for you, now, and in the future to meet your financial needs.


Mom and Pop Merchant Solutions DBA Mom and Pop Business Funding approves and funds more deals than our competitors. We will look at any type of credit and, companies that have't been in business very long. Our in-house underwriting team is more apt to approve files that other funding companies turn down.


With our own in-house under-writing team, we can get a decision faster than any other funding company, so we can fund deals quicker. Most of our files are approved the same day, and often times fund the same day, which means you get paid faster and your merchants are much happier and keep coming back for more money.


Because we perform our own in-house underwriting and funding, the business owners will get their working capital quicker. Faster funding means happier clients and repeat customers. In addition, referrals will come naturally. Because of this your business owners will gladly recommend you to fellow business owners.

© 2021 Mom & Pop Business Funding
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