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SMALL BUSINESS LOANS
MERCHANT CASH ADVANCE

Wikipedia describes a Merchant Cash Advance- 

A merchant cash advance (MCA) is a type of business funding or loan that is repaid by the lender taking a percentage of the businesses' daily, weekly, or monthly sales via an ACH payment

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The term Merchant Cash Advance is commonly used to describe a variety of small business financing options characterized by purchasing future sales revenue in exchange for short payment terms (generally under 36 months) and small regular payments (typically paid each business day, each week, twice a month or monthly) as opposed to the larger monthly payments and longer payment terms associated with traditional bank loans.

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This type of funding is used where a merchant is unable to obtain financing from a bank and will typically be more expensive in terms if the equivalent interest than a typical bank loan.

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Mom & Pop Business Funding-

One  of  the largest,

...Most trusted brands 

...In  the Merchant Cash Advance industry.

...And home to the retired #1 Producer in the  Merchant Cash Advance   industry, Bret Martin, our CEO & Founder.  

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Mom and Pop Business Funding is an innovator within the business loan alternative space. 

 

We arrived at the inception of the industry and watched as the ACH withdraw replaced the need for a merchant cash advance via their credit card processing machine. 

 

We are comprised of an expert team with years of industry experience.

 

We don't work with the business owner directly, rather, we are a source of funding for the country's largest ISO loan broker network.

 

Our relationships with our ISO partners allow us to do what we do best (underwrite files and fund loans).

 

This allows our ISO Partners to do what they do best (work with the business owner without worrying about whether we are going to intervene and steal the merchant). 

 

Without our ISO Partners there would be no us.

...this is a model we Bret Martin of Mom & Pop Business Funding introduced the day we entered the business loan alternative space, and this is the model we represent today. 

 

We protect our reps -

ISO Partners (independent sales organizations), and because of this, Mom and Pop Business Funding has built a reputation as a company that puts honesty and integrity ahead of everything we do. 

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Welcome to Mom & Pop Business Funding, where we loan business owner's up $1 Million Dollars in 24 to 48 hours, and often times the same day s the application!

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As the saying goes among our management team, "without you, there is no us". 

OUR HISTORY THROUGH THE YEARS

2007

Company was created to provide small business owners with unsecured  working capital. With an emphasis of underwriting company performance online vs., just credit. 

2013

Company expanded to Australia, Japan & China and exceeds $3 Billion dollars in small business loan alternatives and exceeds it's 25,000th ISO.

2018

Company closes on it's $8 Billionth dollar worth of small business loan alternatives, and goes on to procure it's seventh $100 million dollar credit facility. 

2009

Company expands in to Canada and Mexico and exceeds $450 Million in small business loan alternatives via our staff of independent sales people across America.

2015

Company was hired to create a merchant cash advance division on be-half of a publicly traded corporation based out of Texas named Excel Corporation. 

REPEAT CUSTOMERS FOR LIFE

Mom and Pop Business Funding we're doing it right. We've helped more than 2.5 million business owners receive the working capital they've needed as they've needed it, in order to stay above water, grow, strive & succeed. That's why more than 94% of your clients go on to become repeat customers in the days, weeks, months & years to come.

A PERSONAL TOUCH

While Americas banks see small business owners' worth on paper, along with credit, we get to know your customers as individuals. Because our veteran underwriters take a more hands on approach with you and your clients on a more personal level, this helps the merchants grow and succeed.

HERE FOR THE LONG HAUL

Mom and Pop Business Funding management team has seen them come and go over the years and we have gone on to become one of the oldest most trusted brands in the industry because we pay attention to the needs of our ISOs and their clients. We were never in this for a quick buck that was the last thing on managements minds.

Mom and Pop Business Funding has stood the test of time due to our principles of honesty and integrity. 
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There's NO substitute for doing THE RIGHT THING!

"BRICK BY BRICK MY CITIZENS, BRICK BY BRICK"

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