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David Lelm
David Lelm

I grew up in a Northwest Montana town called Libby. At a young age, I had a paper route, mowed lawns and shoveled snow. My parents had a large garden and thankfully they had 5 of us kids to help work it! At 12 I went to live in my uncle's Farm in North Dakota for the summer. It was farm life. I bucked bales of hay, fed cattle and ran the tractor. I did a lot of hunting and fishing and enjoyed snowmobiling in the mountains. Around that time, my father bought a 1927 Chrysler coup he wanted to restore. Little did I know, that would be my start in the body shop business.

At the young age of 18 I married, and we had 2 kids. Struggling with alcohol abuse wasn’t conducive to married life, and we divorced some years later. After this, I moved to Great Falls and did a lot of work with semi-tractor trailers and Farm trucks. All this experience led me to build my own shop. It was an exciting time for me which lasted for 5 years until it burned down one night, and my dreams were crushed. I know the ups and downs of entrepreneurial life.

After this I moved to Kailua Kona Hawaii and still feeling the pain of my loss, the last thing I want to do is be in the Collision industry. So I started selling cars at a new car dealership which wasn’t fulfilling so I took the plunge and started my own collision repair shop again. I also met an amazing woman and remarried. Things were looking up.

But the Great Recession hit in 2009 and in a few years, I had to file bankruptcy and close the shop. Being an entrepreneur is not easy.

In this first picture, is my wife and I with two of our daughters (we have 7 kids now). My kids are the greatest source of joy for me. The other day my 12 year old son said he wants to be a plastic surgeon. I made cars look better, I guess he wants to make people look better.

Living in Kona is amazing, I free dive and Spearfish and can hold my breath underwater for over 4 minutes.. I’m passionate about helping others so I work with Compassion International sponsoring children in 3rd world countries. One of our children we sponsored was able to be part of our wedding in the Philippines.

My entrepreneurial adventure has led me to mom-and-pop business funding. I help other entrepreneurs and businesspeople reach their goals and navigate the tough times. It brings me a lot of joy. I look forward to seeing how I can help you.



David Lelm
David Lelm

The Mom & Pop Team are proud to have them as one of their ISO's!

I am here to help you with your business and your working capital needs. We provide unsecured working capital up to $1,000,000.00 in 2 to 3 days with a minimal amount of documentation for ease of entry as you as a business owner have better things to do than compile documentation for a bank over the course of 60 to 90 days.

Mom and Pop Merchant Solutions DBA Mom and Pop Business Funding as well as myself are here for you, now, and in the future to meet your financial needs.


Mom and Pop Merchant Solutions DBA Mom and Pop Business Funding approves and funds more deals than our competitors. We will look at any type of credit and, companies that have't been in business very long. Our in-house underwriting team is more apt to approve files that other funding companies turn down.


With our own in-house under-writing team, we can get a decision faster than any other funding company, so we can fund deals quicker. Most of our files are approved the same day, and often times fund the same day, which means you get paid faster and your merchants are much happier and keep coming back for more money.


Because we perform our own in-house underwriting and funding, the business owners will get their working capital quicker. Faster funding means happier clients and repeat customers. In addition, referrals will come naturally. Because of this your business owners will gladly recommend you to fellow business owners.

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